At Kenneth Rhodes & Associates, we get it—Greenville drivers need insurance that actually fits their lives.

Whether you’re stuck in traffic on I-85 or loading up the car for a day at the Swamp Rabbit Trail, we’ll make sure you’ve got the right coverage without the runaround.

Why Greenville, SC Drivers Trust Kenneth Rhodes & Associates

Kenneth Rhodes & Associates has been insuring Upstate drivers for over 30 years. Our Greenville office brings personalized service and local expertise that families across the region have rely on.

We take the time to sit down with you, understand you’re vehicle, how you use it, and find coverage that fits your situation and budget.

Here’s the thing: we’re not some call center or national chain. Just like you, we are Greenville residents. We sit in the same traffic on Woodruff, deal with the same mergers onto I-85, and dodge the traffic on Wade Hampton Blvd..

Our familiarity matters because we’re not just reading about local conditions from a manual. We experience them, and that helps us recommend the right policies to keep you protected on our roads.

Auto Insurance Coverage Options

We work with top carriers to build coverage that fits what you actually drive. Daily commuter? Family SUV? A vintage car you bring out for the TD Saturday Market? We find the right policy at a price that works.

Here’s what most of our clients choose for coverage:

  • Liability – State law requires it, and it protects you if you cause an accident
  • Collision – Gets your car fixed after a wreck, whether it was your fault or not
  • Comprehensive – Coverage for incidents that arent crashes: storm damage, theft, or that deer that jumped out near Paris Mountain
  • Uninsured Motorist Protection – Protection from anyone on the road that doesn’t have insurance (or enough of it)
  • Medical Payments – Covers medical bills after an accident
  • Rental Reimbursement – So you’re not stuck without wheels while your car’s in the shop

All insurance is personal, so if there is some sort of specialty coverage you need, one of our agents can help you find the right policy.

Local Knowledge Leads to Better Rates

Getting the best auto insurance rates in Greenville isn’t only about getting quotes; it’s about understanding the area.

Our local agents know which parts of town tend to have more traffic accidents or higher claim rates, and that insight can help you make smarter coverage decisions.

We consider local factors such as:

  • Traffic patterns around Woodruff Road and Haywood Mall
  • Parking risks near downtown entertainment spots
  • The difference in the weather risks if you live close to the mountains or south of I-85.

Our local knowledge translates into savings and better protection, because we help you avoid overpaying for coverage you don’t need, while ensuring you are not left vulnerable.

Who Needs Auto Insurance?

Every driver in Greenville, SC is legally required to carry auto insurance and every policy must include these minimums:

  • $25,000 bodily injury per person
  • $50,000 total bodily injury per accident
  • $25,000 property damage per accident

Remember that these are minimums and that most people will want to have larger coverage amounts to keep you protected.

Whether you’re a Furman University student, a downtown Greenville professional, or a retiree enjoying life near Lake Conestee Nature Park, we’ll help you stay compliant and confident, with the right coverage for your needs.

We Make It Easy to Switch or Start

Thinking about switching insurance providers? Just moved to Greenville? Starting fresh with your first car? No matter your situation, our team makes it simple to get started with a new policy.

Here’s how it works:

  1. Fill out this form, call, or stop by our Greenville location.
  2. We shop your policy with top insurers.
  3. We walk you through all the details and you choose the right policy for your needs and budget.

If you sre currently insured but want to see if you can get a lower premium, no problem! We will do a side-by-side review so you can see if it’s time to make a switch.

Get a Free Auto Insurance Quote in Greenville, SC

Don’t wait until you’re stuck on I-85 after a fender bender to think about your coverage. Reach out today for a free, no-obligation auto insurance quote from our friendly local team.

We’ll walk you through your options, explain everything clearly, and help you make the smartest choice.

Visit our Greenville office, call us, or request a quote online. Our team is here to help in whatever way works best for you.

FAQs About Car Insurance in Greenville, SC

How much does auto insurance cost in Greenville, SC?

Costs vary depending on your driving history, age, vehicle, and even your ZIP code. On average, drivers in Greenville pay slightly below the national average. We can provide a personalized quote to show exactly what you’d pay.

Do I need more than the state minimum coverage?

While minimum coverage meets legal requirements, it may not fully protect your finances in the event of a serious accident. We often recommend additional liability and comprehensive coverage for peace of mind.

Can I get insurance if I have a bad driving record?

Yes. We work with multiple insurance carriers and can often find policies even if you’ve had accidents, tickets, or gaps in coverage. Our goal is to get you back on the road with affordable protection.

What should I do after a car accident in Greenville?

It will depend on which insurance company your policy is with, but above all, make sure you are safe and out of the way of traffic. If you are injured, call 911 before worrying about insurance.

If your safety and health are not an issue, most insurers now have their own app for reporting an accident. When you sign up for coverage, your agent can walk you through the app and how to use it.

If you do not have a carrier app, take pictures of the accident and write down everything you remember while it is still fresh. If the police have been called, you will want a copy of the police report. We will help you with that and walk you through the claims process.

Are discounts available?

Absolutely. We help Greenville drivers qualify for safe driver discounts, multi-policy savings, good student discounts, and more. Just ask—we’ll help you maximize every dollar.

Your Local Greenville, SC Auto Insurance Team

Kenneth Rhodes & Associates is proud to serve the Greenville community from our Upstate SC office. Whether you live in Greer, Travelers Rest, Taylors, or the heart of downtown Greenville, we’re just a call or short drive away.
Looking for more than just auto insurance? We also offer:

  • Homeowners Insurance
  • Life Insurance
  • Commercial/Business Insurance

Let us be your trusted insurance partner.

Request a Free Quote Today

Call or visit our Greenville location to get a customized auto insurance quote today. You’ll work with real people who care—no call centers, no bots, just better coverage from folks who understand life in the Upstate.